This study addresses two related sets of questions. First, how do banks differ with respect to commercial lending across different neighborhoods? Do some communities receive greater or lesser amounts of lending, even when levels of business activity are taken into account? Secondly, and in order to answer this first set of questions, it was necessary to construct a master list of businesses to assess the potential demand for credit in these neighborhoods. Thus, the second set of questions concerns the validity of commercially available business listing sources.
National
Grand Portage Lodge Project Critique
We have conducted a study of the various factors related to the commercial-resort facility, Grand Portage Lodge, located in Grand Portage Minnesota. We have included in the accompanying report estimates of future income and expenses at various time periods of operation. This study was prepared based on a visit to Grand Portage Lodge, interviews with Radisson Management Company and certain State of Minnesota officials in August 1981.
Federal Priorities for Community Development: Recommendation to the Clinton-Gore Administration
Representatives from the main coalitions of community development organizations, policy, research and advocacy organizations, and individual community organizations in Chicago (see attached list) met during December 1992 and January 1993 to discuss recommendations for priorities during the early stages of the Clinton-Gore administration.
Facilitating Federal Technology Transfer to Small and Medium Sized Business and State and Local Government
In a discrete technology, will address the needs of the user groups. In addition, because of the general lack of in-house technical sophistication among our user groups, a significant amount of assistance may be needed to address technical problems and implement technical solutions.
Discussion Papers on Enterprise Zones
This report contains three separate articles written about Enterprise Zones. The first is "Administering Enterprise Zones: Some Initial Observations" by Charles Orlebeke. Enterprise zones, although simple in concept, may not necessarily be simple to administer. Enactment of enterprise zone legislation will confront the federal government with a series of administrative tasks.
Linked Development in U.S. Cities: Description of Policy Efforts with a Brief Discussion of Critical Issues
This report is a compilation with a brief discussion of linked development programs from eleven U.S. cities and one county. The information was first identified by the Center for Urban Economic Development (CUED) at the University of Illinois at Chicago as part of a technical assistance project with the Chicago 1992 Committee. The 1992 Committee had requested a catalogue of policy instruments of balanced investment for discussion and possible application in Chicago.
Social Security Admistration's No-Match Letter Program: Implications for Immigration Enforcement and Worker's Rights
The U.S. Social Security Administration (SSA) began its employer “no-match letter” program to help properly allocate the billions of dollars of contributions collected from workers with incorrectly filed Social Security numbers (SSNs). Under the program, SSA sends letters to employers every year that identify the Social Security numbers of employees who do not match names or numbers in SSA’s records.
On the Corner: Day Labor in the United States
This report profiles, for the first time, the national phenomenon of day labor in the United
States. Men and women looking for employment in open-air markets by the side of the road, at
busy intersections, in front of home improvement stores and in other public spaces are ubiquitous
in cities across the nation. The circumstances that give rise to this labor market are complex and
poorly understood. In this report, data is analyzed from the National Day Labor Survey, the first
systematic and scientific study of the day-labor sector and its workforce in the United States.
Contingent Work and the Staffing Industry
Economic analysts are increasingly pointing to a newly emerging economy where greater flexibility, ongoing workplace transformation, and enhanced responsiveness to market pressures are the new rules of the game. At the center of this “new economy” is the phenomenon of contingent work, fueled both by employers’ desires to increase flexibility while reducing costs and by a growing number of staffing agencies that have formed to service these needs.